Account Rates

The Board of Directors of Columbus United Federal Credit Union has approved the following as anticipated dividend rates effective December 1, 2017. Rates are subject to change. Fees may reduce earnings on accounts.  Annual Percentage Yield = APY.

Simple Savings

Dividend Rate:
Annual Percentage Yield (APY):
Minimum Opening Balance: $25.00
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited:
Dividend Period:

Regular Savings

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details.

Dividend Rate: .09%
Annual Percentage Yield (APY): .10%
Minimum Opening Balance: $25.00
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Quarterly
Dividend Period: Quarterly

CU Save Savings

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details.

Dividend Rate: .09%
Annual Percentage Yield (APY): .10%
Minimum Opening Balance: $1.00
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Quarterly
Dividend Period: Quarterly

High Yield Savings

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details.

Minimum Opening Balance: $2,500.00
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Monthly
Dividend Period: Monthly
Balance Dividend Rate Annual Percentage Yield
$0.00 – $2,499.99 .07% .08%
$2,500.00 – $24,999.99 .14% .15%
$25,000.00 – $49,999.99 .19% .20%
$50,000.00 – $99,999.99 .29% .30%
$100,000.00 or more .39% .40%

Christmas Club

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details. The maturity of the Christmas Club Account is November 1; however, its term varies depending on the date the account is opened.

Dividend Rate: .07%
Annual Percentage Yield (APY): .08%
Minimum Opening Balance:
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Monthly
Dividend Period: Monthly

Vacation Club

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details.

Dividend Rate: .07%
Annual Percentage Yield (APY): .08%
Minimum Opening Balance:
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Monthly
Dividend Period: Monthly

Individual Retirement Account, (IRA), Savings

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details.

Dividend Rate: .24%
Annual Percentage Yield (APY): .25%
Minimum Opening Balance:
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Monthly
Dividend Period: Monthly

Basic Checking

Dividend Rate:
Annual Percentage Yield (APY):
Minimum Opening Balance: $25.00
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited:
Dividend Period:

Premier Checking

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details.

Dividend Rate: .09%
Annual Percentage Yield (APY): .10%
Minimum Opening Balance: $25.00
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee: $300.00
Dividends Compounded & Credited: Monthly
Dividend Period: Monthly

Health Savings Account, (HSA), Checking

This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details.

Dividend Rate: .09%
Annual Percentage Yield (APY): .10%
Minimum Opening Balance: $25.00
Minimum Balance to Earn APY:
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Monthly
Dividend Period: Monthly

Individual Retirement Account, (IRA), Share Certificate

The Board of Directors of Columbus United Federal Credit Union has approved the following as anticipated certificate rates effective December 1, 2017. This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details. Penalty may be imposed for early withdrawal. Withdrawals may reduce earnings.

Dividend Rate: .64%
Annual Percentage Yield (APY): .65%
Minimum Opening Balance: $500.00
Minimum Balance to Earn APY: $500.00
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Quarterly
Dividend Period: Quarterly

Share Certificate

The Board of Directors of Columbus United Federal Credit Union has approved the following as anticipated certificate rates effective December 1, 2017. This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details. Penalty may be imposed for early withdrawal. Withdrawals may reduce earnings.

Minimum Opening Balance: $500.00
Minimum Balance to Earn APY: $500.00
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Quarterly
Dividend Period: Quarterly
Term Dividend Rate Annual Percentage Yield
3 Months .29% .30%
6 Months .54% .55%
12 Months .74% .75%
18 Months .89% .90%
24 Months .99% 1.00%
36 Months 1.14% 1.15%
48 Months 1.34% 1.35%

  Jumbo Share Certificate

The Board of Directors of Columbus United Federal Credit Union has approved the following as anticipated certificate rates effective December 1, 2017. This account pays dividends based on an Average Daily Balance method. Refer to the Truth in Savings Disclosure for details. Penalty may be  imposed for early withdrawal. Withdrawals may reduce earnings.

Minimum Opening Balance: $100,000.00
Minimum Balance to Earn APY: $100,000.00
Minimum Balance to Avoid Service Fee:
Dividends Compounded & Credited: Quarterly
Dividend Period: Quarterly
Term Dividend Rate Annual Percentage Yield
11 Months 1.61% 1.62%