Savings Accounts

Open a Savings Account with as little as $25.00 and begin to access all the benefits of a full service financial institution.

• $25.00 minimum deposit to open an account to become a member/owner of OneUnited FCU.
• Maintaining a Savings Accounts with $25.00 is required for all member/owners.

High Yield Savings Account

Choose the High Yield Savings Account if you want to earn higher dividends but need access to your money. 

• $2,500.00 minimum deposit to open account
• Tiered dividend levels—the more you save, the more you earn!

Coverdell Education Savings Account

Choose the Coverdell Education Savings Account if you want to save for education expenses for a child or grandchild.

• Maximum annual contribution of $2000 per child*
• Contributions are not tax-deductible*
• Withdrawals for certain qualified education expenses are tax-free*
• Qualified education expenses may include tuition, fees, books, computer equipment and technology required for elementary, secondary and post-secondary education*
• Income limits may apply*

*Your tax advisor can offer guidance as well as answer your questions regarding deductibility of contributions, withdrawal restrictions and income limits