Service Price Schedule
Effective January 1, 2024
| Type | Amount |
|---|---|
| Share Account Inactivity | $5.00/month-after 12 mos. under $200.00 |
| Stop Payment | $30.00/request |
| Overdraft Protection Service | $5.00/transfer |
| Returned Checks (Deposits/Payments) | $10.00/item |
| Overdraft Item Paid Fee* | $30.00 per presentment |
| Overdraft Item Returned Fee** (aka NSF Fee) | $30.00 per presentment |
| Teller Check (made to non-account holder) | $2.00/item |
| Account History Printout | $5.00/month - First 2 months free |
| Wire Transfer (outgoing) | $25.00-domestic /$50.00-foreign |
| Account Reconciliation and/or Research | $25.00/hour ($25.00 minimum) |
| Affidavit of Loss | $25.00/item |
| Pending ACH Early Deposit | $20.00/per deposited item |
| Money Order | $2.00/item |
| Bad Address | $5.00/month |
| Garnishment/Lien Assessment | $50.00/assessment |
| Non-Member Check-Cashing | $5.00/item |
Checking Accounts
| Premier Checking Maintenance | $5.00/month - If min. balance not maintained |
| Health Savings Account Maintenance | $2.00/month |
| Cleared Check Copy | $5.00/item - Free with online access |
Visa® Debit Card and ATM Card
| Transactions at Credit Union owned ATMs | No Charge |
Transactions at non-owned ATMs
| Withdrawal at other owned ATM | Basic: $1.50/withdrawal |
| Premier: $1.50/withdrawal after 5 per month | |
| Inquiry | $1.50/inquiry |
| Transfer | $1.00/transfer |
| Non-Sufficient Funds (ATM or Debit Transaction)* | $30.00 |
| Replacement Card (BIN unchanged) | $5.00/card |
| Replacement Card (BIN changed) | $10.00/card |
| Replacement Card - Rush Delivery | $30.00/card |
| International Interchange (Debit Card) | Visa® interchange charge – pass through |
| International Transaction | 1% of transaction amount (This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States.) |
Bill Pay
| Service Inactivity | $5.00/month - per calendar month if no bills paid |
Loans
| Promissory Note Modification | $25.00 |
| Skip-A-Pay | $35.00 |
*Accounts will be assessed the Overdraft Item Paid Fee (Standard or Extended Coverage) for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid. An overdrawn balance must be repaid within 32 days. We may not pay items under your Overdraft Privilege limit if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of 24 hours, if you default on any loan or other obligation to us or if your account is subject to any legal or administrative order or levy."
**An Overdraft Item Returned Fee (NSF Fee) is assessed each time an item is presented against insufficient funds. Any item (check, ACH, or other electronic transaction) that is initially returned to the payee because the Available Balance in your account was not sufficient to cover the item can be represented by the payee for payment multiple times, which is beyond our control. We may charge an Overdraft Item Paid Fee or Overdraft Item Returned Fee (NSF Fee) regardless of the number of times an item is presented to us for payment against insufficient funds, and regardless of whether we pay or return the item.
