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Routing #: 304982196

Credit Builder Loan

Need to build or re-establish your credit? We want to help!

A Credit Builder Loan helps the first-time borrower as well as someone looking to restore their credit.

How does the Credit Builder Loan help build or repair my credit?

  • Your loan proceeds will be placed in your Savings Account and held as collateral
  • As you pay off your loan, you'll be rebuilding your credit as we report your payment history to the credit bureaus.
  • At the end of the loan term, you get the money — and likely, a better credit score.

Can you tell me more about the Credit Builder Loan?

APR = Annual Percentage Rate. For a $1,200 personal loan with a term of 12 months and 12.00% APR, the monthly payment will be $106.62. Rates are shown as APR and are listed as low as and are based on the best credit score in the rate tier. Rates are determined by applicant’s credit rating. Rates, terms and conditions are subject to change without prior notice and may vary based on credit qualifications.