Service Charges
Effective May 1, 2020
| Type | Amount |
|---|---|
| Regular Share Account Inactivity | $5.00/month after 1 year & acc. balance under $100.00 |
| Re-open Account | $25.00/if re-opened within 90 days |
| Deposited Check Copy | $10.00/item |
| Stop Payment | $30.00/request |
| Auto Transfer (Sweep) | $5.00/transfer |
| Returned Deposited Checks | $10.00/item |
| Insufficient Funds (Checks) | $30.00 * |
| Insufficient Funds (ACH) | $30.00 * |
| Continuous Negative Balance | $5.00/day after 5 days with negative balance |
| Teller Check (made to non-account holder) | $2.00/item |
| Statement Copy | $10.00/per periodic statement |
| Account History Printout | $10.00/month |
| ACH Change Request | $10.00/request |
| Wire Transfer (incoming) | $5.00/transfer |
| Wire Transfer (outgoing) | $25.00/domestic transfer/$50.00/foreign transfer |
| Account Reconciliation | $25.00/hour ($25.00 minimum) |
| Account Research | $25.00/hour ($10.00 minimum) |
| Affidavit of Loss | $25.00/item |
| Money Order | $5.00/item |
| Cashier’s Check | $10.00/item |
| Returned Mail | $5.00/item |
| Garnishment/Lien Assessment | $50.00/assessment |
| Fax (sending and receiving) Services | $5.00/fax |
| Photocopy Services | $.25/page |
| Non-Member Check-Cashing | $5.00/item |
Checking Accounts
| Type | Amount |
|---|---|
| Premier Checking Maintenance | $5.00/month (if min. balance not maintained) |
| Health Savings Account Maintenance | $2.00/month |
| Cleared Check Copy | $5.00/item |
Visa Check Card and ATM Card
| Type | Amount |
|---|---|
| Transactions at CUFCU owned ATMs | No Charge |
Transactions at non-owned ATMs
| Type | Amount |
|---|---|
| Withdrawal at other owned ATM - Basic | $1.50/withdrawal |
| Withdrawal at other owned ATM - Premier | $1.50/withdrawal after 5 per month |
| Inquiry | $1.50/inquiry |
| Transfer | $1.00/transfer |
| Insufficient Funds (ATM) | $10.00 |
| Insufficient Funds (Debit Card) | $10.00 * |
| Replacement Card (BIN unchanged) | $5.00/card |
| Replacement Card (BIN changed) | $10.00/card |
| International Interchange (Check Card) | Visa® interchange charge – pass through |
| Personal Identification Number (PIN) Change | $5.00/request |
Bill Pay Plus
| Type | Amount |
|---|---|
| Service Inactivity | $5.00/month for calendar month with no activity |
*A NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee's institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate charge.
Our Rates & Service Charges explains current terms, rates and service charges applicable to the savings, checking and certificate accounts we offer. We may offer other rates and require other service charges or amend the rates and service charges, as explained in this disclosure, from time to time. Each owner on an account agrees to the terms described in this disclosure and acknowledges that it is a part of the Member Service Agreement (MSA).