WHAT IS A SAVINGS AND CREDIT COOPERATIVE?
How is a credit union different from a bank? Credit unions are non-profit organizations created to serve their members. Like banks, credit unions accept deposits, make loans, and offer a wide variety of other financial services. But as cooperative and member-owned institutions, credit unions provide a safe space to save and borrow at reasonable rates.
YOU ARE MORE THAN A PARTNER, YOU ARE A CO-OWNER.
Credit unions are owned and controlled by the people, or partners, who use their services.
Your vote counts. Members elect a volunteer board of directors to run the credit union.
NON PROFIT
Credit unions act to promote the well-being of their members.
The profits made by credit unions return to their members in the form of reduced fees, higher savings rates, and lower loan rates.
Membership
Who can open an account at the Columbus United Federal Credit Union?
Anyone who lives, works, goes to school, or worships in Columbus, Nebraska, and the following counties are welcome to join the credit union:
- Antelope, Boone, Butler, Colfax, Cuming, Dodge, Hamilton, Madison, Merrick, Nance, Pierce, Platte, Polk, Saunders, Seward, Stanton, Washington, Wayne and York
How can I join?
Open a savings account with at least $ 25.00 and you become a member / owner of the Columbus United Federal Credit Union. As long as a minimum balance of $ 25.00 is maintained, you can take advantage of all the products and services offered.
What else would you need to open an account?
We need the following for each account owner
- Name, Date of Birth, and Street Address
- Social Security Number, Tax Identification Number, or Employer (Business) Number
- Government-issued ID, valid with a photograph, such as a driver's license, state ID, or passport.
Checking and Savings Accounts
We offer Checking And Savings accounts to suit your needs:
Savings Options:
- Regular Savings
- Savings Account Certificates
- High Yield Savings
- Individual Retirement Accounts (IRA)
Columbus United Checking Accounts have the following:
- Free access to online bank account
- Free Mobile Banking, with Dinero Mobile
- Free electronic returns
- Free Check Images Online
- Free Visa®debit card
- Use of ATMs at any Columbus United FCU ATM
Loans
- Purchase of Automobile
- Automobile refinancing
- Personal loans for planned or unplanned expenses
- Quick Fund Loans for Quick Access to Cash
- Credit builder loans for those looking to build or improve their credit
- Home Purchase
- Refinance Home-Lower Rate, Consolidate Debt or Get Cash, Home Improvements
- Home Line of Credit (HELOC) - Easy Access to Home Equity and Cash!
Hours and contact information
West Branch
9:00 AM - 5:00 PM Monday - Friday
9:00 AM - 12:00 PM Saturday
East Branch
9:00 AM - 5:00 PM Monday - Friday
Lobby Closed on Saturdays
West location window
8:00 AM - 5:30 PM Monday - Friday
9:00 AM - 12:00 PM Saturday
East Location Window
8:00 AM - 5:30 PM Monday - Friday
9:00 AM - 12:00 PM Saturday
Contact
West Branch
2472 39
Columbus Avenue , NE 68601
Mail address
PO Box 585
Columbus, NE 68602-0585
East Branch
704 East 23rd Street
Columbus, NE 68601
Telephone numbers
- Central Number: (402) 563-4597
- Toll Free: (888) 454-4455
- Automated Tone Teller (Available in Spanish) (402)562-6898