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Online Banking

Routing #: 304982196


How is a credit union different from a bank? Credit unions are non-profit organizations created to serve their members. Like banks, credit unions accept deposits, make loans, and offer a wide variety of other financial services. But as cooperative and member-owned institutions, credit unions provide a safe space to save and borrow at reasonable rates.


Credit unions are owned and controlled by the people, or partners, who use their services.

Your vote counts. Members elect a volunteer board of directors to run the credit union.


Credit unions act to promote the well-being of their members.

The profits made by credit unions return to their members in the form of reduced fees, higher savings rates, and lower loan rates.


Who can open an account at the OneUnited FCU?

Anyone who lives, works, goes to school, or worships in Columbus, Nebraska, and the following counties are welcome to join the credit union:

  • Antelope, Boone, Butler, Colfax, Cuming, Dodge, Hamilton, Madison, Merrick, Nance, Pierce, Platte, Polk, Saunders, Seward, Stanton, Washington, Wayne and York

How can I join?

Open a savings account with at least $ 25.00 and you become a member / owner of the OneUnited FCU. As long as a minimum balance of $ 25.00 is maintained, you can take advantage of all the products and services offered.

What else would you need to open an account?

We need the following for each account owner

  • Name, Date of Birth, and Street Address
  • Social Security Number, Tax Identification Number, or Employer (Business) Number
  • Government-issued ID, valid with a photograph, such as a driver's license, state ID, or passport.

Checking and Savings Accounts

We offer Checking And Savings accounts to suit your needs:

Savings Options:

  • Regular Savings
  • Savings Account Certificates
  • High Yield Savings
  • Individual Retirement Accounts (IRA)

OneUnited FCU Checking Accounts have the following:

  • Free access to online bank account
  • Free Mobile Banking, with Dinero Mobile
  • Free electronic returns
  • Free Check Images Online
  • Free Visa®debit card
  • Use of ATMs at any OneUnited FCUATM


  • Purchase of Automobile
  • Automobile refinancing
  • Personal loans for planned or unplanned expenses
  • Quick Fund Loans for Quick Access to Cash
  • Credit builder loans for those looking to build or improve their credit
  • Home Purchase
  • Refinance Home-Lower Rate, Consolidate Debt or Get Cash, Home Improvements
  • Home Line of Credit (HELOC) - Easy Access to Home Equity and Cash!

    Hours and contact information

    West Branch

    9:00 AM - 5:00 PM Monday - Friday
    9:00 AM - 12:00 PM Saturday

    East Branch

    9:00 AM - 5:00 PM Monday - Friday
    Lobby Closed on Saturdays

    West location window

    8:00 AM - 5:30 PM Monday - Friday
    9:00 AM - 12:00 PM Saturday

    East Location Window

    8:00 AM - 5:30 PM Monday - Friday
    Lobby Closed on Saturdays


    West Branch

    2472 39
    Columbus Avenue , NE 68601

    Mail address

    PO Box 585
    Columbus, NE 68602-0585

    East Branch

    704 East 23rd Street
    Columbus, NE 68601

    Telephone numbers

    • Central Number: (402) 563-4597
    • Toll Free: (888) 454-4455
    • Automated Tone Teller (Available in Spanish) 1-(833) 561-2342