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Routing #: 304982196


How does a credit union differ from a bank loan? Credit unions are nonprofit organizations created to serve their members. Like banks, credit unions accept deposits, make loans, and offer a wide variety of other financial services. But as cooperative and member-owned institutions, credit unions provide a safe space to save and borrow at reasonable rates.


Credit unions are owned and controlled by the people, or members, who use their services.

Your vote counts. Members elect a volunteer board of directors to manage the credit union.


Savings and credit cooperatives act to promote the welfare of their members.

Profits earned by credit unions go back to their members in the form of reduced fees, higher savings rates, and lower loan rates.


Who can open an account at the Columbus United Federal Credit Union?

Everyone who lives, works, goes to school, or worships in Columbus, Nebraska and the following counties are welcome to join the credit union:

  • Antelope, Boone, Butler, Colfax, Cuming, Dodge, Madison, Merrick, Nance, Pierce, Platte, Polk, Saunders, Stanton and Wayne

How can I join?

Open a savings account with at least $ 25.00 and you become a member / owner of the Columbus United Federal Credit Union. As long as a minimum balance of $ 25.00 is maintained, you can take advantage of all the products and services offered.

What else would you need to open an account?

We need the following for each account owner

  • Name, Date of Birth, and Street Address
  • Social Security Number, Tax Identification Number or Employer (Business) Number
  • Government-issued identification, validated with a photograph, such as a driver's license, a state ID, or a passport.

Checking and Savings Accounts

We offer checking and savings accounts to suit your needs:

Savings Options:

  • Regular Savings
  • Savings Account Certificates
  • High Yield Savings
  • Individual Retirement Accounts (IRA)

Columbus United Checking Accounts have the following:

  • Free access to online bank account
  • Free Mobile Banking, with Mobile Money
  • Free electronic returns
  • Free check images online
  • Free Visa®debit card
  • Use of ATMs at any Columbus United FCU ATM


  • Automobile purchase
  • Automobile refinancing
  • Personal loans for planned or unplanned expenses
  • Quick Fund Loans for Quick Cash Access
  • Credit builder loans for those looking to build or improve their credit
  • House purchase
  • Refinance house-lower rate, consolidate debt or get cash, Home improvement
  • Home Line of Credit (HELOC) - easy access to equity and cash in your home!

    Hours and contact information

    West Branch

    9:00 AM - 5:00 PM Monday - Friday
    9:00 AM - 12:00 PM Saturday

    East Branch

    9:00 AM - 5:00 PM Monday - Friday
    Lobby Closed on Saturdays

    West location window

    8:00 AM - 5:30 PM Monday - Friday
    9:00 AM - 12:00 PM Saturday

    East Location Window

    8:00 AM - 5:30 PM Monday - Friday
    9:00 AM - 12:00 PM Saturday


    West Branch

    2472 39
    Columbus Avenue , NE 68601

    Mail address

    PO Box 585
    Columbus, NE 68602-0585

    East Branch

    704 East 23rd Street
    Columbus, NE 68601

    Telephone numbers

    • Central Number: (402) 563-4597
    • Toll Free: (888) 454-4455
    • Automated Tone Cashier (Available in Spanish) (402)562-6898